Get a clear view of your money based on what you earn and spend. Take control, make smarter moves, and feel confident about every decision.
Real Clarity
See your finances clearly
True Confidence
Make more informed decisions
Your Dashboard
Track your income, spending, savings, and affordability score — all from a single, clear dashboard.
+3.2% vs last month
Available to save
Earned this month
Getting started
Get started in seconds and join thousands of smart savers choosing flexible plans that save them money every day.
Features
Get more from everyday spending with cashback automatically found for you, no hunting for deals, no extra effort.
Spot where your money's slipping away. Cut back without changing your lifestyle.
Unlock rewards on the things you already buy. We find offers and apply them for you.
£2,340
Monthly income
£680
Available to save
Affordability
Beyond credit scores. Get a clear, honest view of what you can actually afford based on your real finances.
Borrowing score
Based on live data
Spending analysis
Personalised breakdown
Spending
No confusing charts or financial jargon. Your affordability score and spending insights are broken down in everyday language you can act on.
Straightforward
No jargon, no fluff.
Instant results
Affordability in minutes.
We use bank-grade encryption and industry-leading security standards to keep your data safe and private. Peace of mind, built in.
We map out your income, bills, and spending so you can see exactly where every pound ends up.
From understanding your affordability score to making sense of your spending, we're here with clear answers, not jargon.
Get recommendations shaped by your real transactions. See what you can afford today and how small changes improve tomorrow.
FAQs
Here's what affordability scores and spending insights mean for you.
Need help?
Our support team can help with affordability scores, billing, and account questions.
help@afford.co.ukIt’s a personalised number that reflects how much you can realistically spend or borrow each month, calculated from the income and outgoings you provide.
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Join thousands of smart savers making confident financial decisions every day.
